Round up your everyday purchases and buy crypto with the spare change. Set up recurring buys on your schedule. Your wallet, your keys.
Non-custodial · No subscriptions · 46 statesEvery time you make a purchase, BAGHOLDER rounds up based on your selected rule and tracks the amount in a ledger on your device. When it reaches the $10 threshold, you confirm payment via Coinbase and crypto is purchased into your bag.
Set up weekly or monthly recurring purchases from $10 to $100. Pick your tokens, set your schedule, and BAGHOLDER handles the rest every time you open the app.
All tokens go directly to your own wallet. BAGHOLDER never holds, routes, or processes your funds. You own your keys.
Get notified when your round-ups are near the threshold or a recurring buy is due. On Android, background checks run every 12 hours so you never miss a purchase window.
Connect your bank account with read-only access. BAGHOLDER sees transaction amounts to calculate your round-ups.
Build a bag of up to 5 tokens with custom allocations across 6 chains including Base, Optimism, Arbitrum, Polygon, Avalanche, and Solana.
When your round-up ledger hits the threshold, you confirm payment via Coinbase. USDC is deposited to your wallet and swapped for tokens on-chain.
No subscriptions. No hidden fees. No spread markup.
| Type | Fee | Details |
|---|---|---|
| Round-ups | 10% | Per purchase. $10 round-up = $9 crypto + $1 fee. |
| DCA ($10–$100) | 5% | Per execution (min $0.50). |
| Network gas | Covered by BAGHOLDER | Per swap. Varies by chain. |
| Solana account setup | 0.002 SOL / token | One-time per new token. Network requirement, not our fee. |
| Subscription | $0 | All features are free for every user. |
Your wallet owns all assets. We never touch your funds or keys.
All purchases execute directly on-chain via decentralized exchanges. No middlemen.
Read-only bank access. We never see your bank credentials or login.
Multiple safety gates run before every purchase. Daily limits and more.
Your data stays on your device. We don't store personal information on our servers.
Available in 46 states and D.C. Not available in NY, CT, LA, or VT.
Cryptocurrency is volatile. You may lose some or all of your purchase value.
Past performance does not guarantee future results.
BAGHOLDER does not provide financial, tax, or legal advice.
BAGHOLDER is a software automation tool. It is not an exchange, broker, advisor, or custodian.
All transactions are signed and submitted by your own wallet. BAGHOLDER never holds, routes, or processes user funds.
Token liquidity on decentralized exchanges can change without notice.